A street with a row of houses.

Buy-to-let mortgage for business

For portfolios with four or more properties

If you’re looking to remortgage or expand your property investment portfolio, our buy-to-let mortgage could help – with expert support from our team of dedicated Real Estate Managers.

Borrowing for new and existing landlords

If your business is planning to expand or remortgage an existing buy-to-let portfolio, our Real Estate Managers are here to help. They understand the potential of property investment – as well its pitfalls. They’ll help you make the most of new opportunities with tailored and dependable financial solutions built around your individual business needs. 

Key features and benefits

Every project is unique, so our buy-to-let mortgages offer flexible terms that work for your business.


Borrow for 4 or more properties


Loan to value – up to 65% for repayment and up to 60% for interest only


Mortgage terms from 1 to 25 years 


Interest-only payments available for up to 15 years

Choose either fixed or variable rates, with fixed available for up to 10 years

Dedicated support from our Real Estate team – experts in lending against property to limited companies

All loans are subject to application and status. 

Is this right for you?

Eligible businesses

To be eligible for this buy-to-let mortgage you need to be

Looking to remortgage or expand your property portfolio 

As part of the application process you’ll also need to provide certain details, which could include 

3 years’ audited or certified accounts plus current management figures (if produced)

6 months’ bank statements

Assets and liabilities statement

Terms and fees

Fixed-rate terms from 1 to 10 years

Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term

Lending fees and associated borrowing costs apply and can be added to the loan

For fixed-rate loans, if you decide to pay or cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as prepayment fees

Each lending application is considered on its own merits by our own dedicated borrowing team


Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

You may also be interested in

Buy-to-let for limited companies

If you’re a limited company looking to grow or develop your property portfolio with up to three properties, a buy-to-let mortgage could be the answer.

Loan to value up to 70% for repayment and 65% for interest-only

Mortgage terms from 1 to 25 years

Expert support from our Real Estate team

Mortgages for commercial properties

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer1.

Borrow from £25,000

Buy new premises or release equity in your current buildings

Fixed and variable deals from 1 to 25 years 

Loans for large purchases or investments

Unsecured borrowing that helps businesses spread the cost of a purchase over a set period2

Borrow up to £100,000 online

Fixed or variable rates

Monthly repayments from 1 to 5 years 

All business borrowing

We can help you get off the ground or expand your business

Explore all our borrowing options 

Higher loans2 and overdrafts3 might be available if you call4 0333 202 7431 

Other funding options

Compare our business borrowing with borrowing offered by other lenders5. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.

Funding Options

Its award-winning technology searches the market to find the right funding for your business’ situation. It’s quick, easy to use, and their team’s on hand if you need help.

Alternative Business Funding

It offers a free and easy way to find different funding options, focusing on making things simple for business owners who don’t have much time on their hands.

Funding Xchange

It shows you competing offers from lenders, to make sure you see the best terms. You’ll see quotes from up to 45 lenders, in a simple format, so you can easily compare and choose the offer that’s best for your business.


It shows you the broad range of funding options that are available to businesses across the UK and Ireland. After assessing your needs, it matches you with the right solution from over 1000 providers.

Contact us

Why not have us call you back?

If you want to apply or find out more about this finance option, you can request a callback from one of our Business Relationship Managers.


Already bank with us?

For help and support, or to talk about other products and services we offer, call us on

0800 027 13216.