A street with a row of houses.

Buy-to-let for business

For portfolios with four or more properties

If you’re looking to develop or expand your property investment portfolio, our buy-to-let mortgage could help, with expert support from a dedicated Real Estate Manager.

Borrowing for new and existing property landlords

Our Real Estate Managers are experts in lending against property to limited companies and owners of larger portfolios. They understand the potential of property investment – as well as its pitfalls. So if you’re looking to develop or expand your portfolio, make the most of new opportunities with tailored and dependable financial solutions built around your individual business needs.

What we offer

  • Loan commitment terms from one to 25 years 
  • Loan to value up to 60%, which you can spread across your portfolio
  • Interest-only mortgages available for up to 15 years
  • Fixed rates available for up to 10 years

All loans are subject to application and satisfactory status.

Is this right for your business?

As part of the lending application you’ll need to provide various details, which could include the following

  • 3 full years' audited or certified accounts plus current management figures (if produced)
  • 6 months' bank statements
  • Assets and liabilities statement
  • This could be for you if your business is planning to expand or remortgage an existing portfolio

What you need to know

  • Fixed rate terms from 1 to 10 years
  • Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term
  • Lending fees and associated borrowing costs apply and can be added to the loan
  • For fixed rate loans, if you decide to pay or cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as prepayment fees
  • Each lending application is considered on its own merits by our own dedicated borrowing team

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Ready to apply or find out more?

Find your local Real Estate Relationship Managers, who can provide property expertise to limited companies and owners of larger portfolios.

Find your Real Estate Manager

Find your local Real Estate Manager who can provide expertise in lending against property to limited companies and owners of larger portfolios.

If you already bank with us

Call us on 0345 605 2345. Lines are open 8am to 9pm Monday to Friday, and 8am to 6pm during weekends and holidays1.

New to Barclays?

If you’re new to Barclays call us on 0800 515 46222. We’ll need to see certain identification documents and financial statements when you apply. Due to these unprecedented circumstances, we have been receiving a high volume of requests, therefore your application will take us longer than usual to process. Thank you for your patience.

Other services that may interest you

 A row of houses on a street.

Buy-to-let for limited companies

For up to three properties

Use your limited company to buy residential buy-to-lets.


Business loans

You know your business. We know how to help.

It’s the hardest job you’ve ever done. We know how to help you take the next step, with unsecured business loans of up to £100k3.

Commercial mortgages

Commercial mortgages built around you

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer4.