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 A street with a row of houses.

Buy-to-let mortgage for business

For portfolios with four or more properties

If you’re looking to remortgage or expand your property investment portfolio, our buy-to-let mortgage could help – with expert support from our team of dedicated Real Estate Managers.

Borrowing for new and existing landlords

If your business is planning to expand or remortgage an existing buy-to-let portfolio, our Real Estate Managers are here to help. They understand the potential of property investment – as well its pitfalls. They’ll help you make the most of new opportunities with tailored and dependable financial solutions built around your individual business needs. 

Key features and benefits

Every project is unique, so our buy-to-let mortgages offer flexible terms that work for your business.    

 

Borrow for 4 or more properties

 

Loan to value up to 60%, which you can spread across your portfolio

 

Mortgage terms from 1 to 25 years 

 

Interest-only payments available for up to 15 years


Choose either fixed or variable rates, with fixed available for up to 10 years


Dedicated support from our Real Estate team – experts in lending against property to limited companies

All loans are subject to application and status. 

Is this right for you?

Eligible businesses

To be eligible for this buy-to-let mortgage you need to be

Looking to remortgage or expand your property portfolio 

As part of the application process you’ll also need to provide certain details, which could include 

3 years’ audited or certified accounts plus current management figures (if produced)

6 months’ bank statements

Assets and liabilities statement
 

Terms and fees

Fixed-rate terms from 1 to 10 years

Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term

Lending fees and associated borrowing costs apply and can be added to the loan

For fixed-rate loans, if you decide to pay or cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as prepayment fees

Each lending application is considered on its own merits by our own dedicated borrowing team

 

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Ready to apply or want to find out more?

I have a Barclays Business account

To find out more or if you want to apply for a buy-to-let mortgage, speak to your Real Estate team.

I’m new to Barclays Business

Call us1 on 0800 515 462 to see how we can help. Lines are open Monday to Friday, 8am to 6pm.

You may also be interested in

Buy-to-let for limited companies

If you’re a limited company looking to grow or develop your property portfolio with up to three properties, a buy-to-let mortgage could be the answer.

Loan to value up to 70% for repayment and 65% for interest-only

Mortgage terms from 1 to 25 years

Expert support from our Real Estate team

Mortgages for commercial properties

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer2.

Borrow from £25,000

Buy new premises or release equity in your current buildings

Fixed and variable deals from 1 to 25 years 

Loans for large purchases or investments

Unsecured borrowing that helps businesses spread the cost of a purchase over a set period3

Borrow up to £100,000 online

Fixed or variable rates

Monthly repayments from 1 to 5 years 

All business borrowing

We can help you get off the ground or expand your business

Explore all our borrowing options 

Higher loans3 and overdrafts4 might be available if you call1 0333 202 7431