Buy-to-let for business

Meeting your property-investment borrowing needs

Borrow to expand your property portfolio, with support from a dedicated Real Estate Manager.

Key features and benefits

Buy-to-let borrowing for new and existing property landlords.

What we offer

  • Loan commitment terms from 1 to 25 years
  • Dedicated support from one of over 50 Real Estate Relationship Managers, who provide expertise in lending against property to limited companies and owners of larger portfolios
  • Loan to value up to 60%, which can be spread across your portfolio
  • Interest-only available for up to 15 years
  • Fixed rates available for up to 10 years

All loans are subject to application and satisfactory status.

Is this right for your business?

As part of the lending application you’ll need to provide various details, which could include the following

  • 3 full years' audited or certified accounts plus current management figures (if produced)
  • 6 months' bank statements
  • Assets and liabilities statement
  • This could be for you if your business is planning to expand or remortgage an existing portfolio

What you need to know

  • Fixed rate terms from 1 to 10 years
  • Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term
  • Lending fees and associated borrowing costs apply and can be added to the loan
  • For fixed rate loans, if you decide to pay or cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as prepayment fees
  • Each lending application is considered on its own merits by our own dedicated borrowing team

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Ready to apply or find out more?

Find your local Real Estate Relationship Managers, who can provide property expertise to limited companies and owners of larger portfolios.

Find your Real Estate Manager

Find your local Real Estate Manager who can provide expertise in lending against property to limited companies and owners of larger portfolios.

If you already bank with us

Call us on 0345 605 2345. Lines are open Monday to Friday, 8.30am to 6pm1.

New to Barclays?

Call us on 0800 515 462. Lines are open Monday to Friday, 8am to 7pm1.

Other services that may interest you

Business credit and charge cards

Business credit and charge cards

Manage cashflow with a credit or charge card

Choose a Barclaycard to suit your business – credit cards for flexible borrowing or charge cards if you pay the balance off each month2.

  • A choice of credit cards or charge cards
  • Introductory offers available
  • Extras including enhanced travel insurance and foreign exchange savings

Business loans

Help boost your business with secured or unsecured loans

If it’s right for your business, you could borrow up to £100,000 unsecured – ideal if you’re looking to expand, invest in your business, or borrow working capital. Secured loans are also available over £25,000.

Commercial mortgages

Commercial mortgages

Commercial mortgages built around you

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer3.