Buy-to-let for business

Meeting your property-investment borrowing needs

Borrow to expand your property portfolio, with support from a dedicated Real Estate Manager.

Key features and benefits

Buy-to-let borrowing for new and existing property landlords.

Loan commitment terms from 1 to 25 years
Dedicated support from one of over 50 Real Estate Relationship Managers, who provide expertise in lending against property to limited companies and owners of larger portfolios
Loan to value up to 60%, which can be spread across your portfolio
Interest-only available for up to 15 years
Fixed rates available for up to 10 years

All loans are subject to application and satisfactory status.

As part of the lending application you’ll need to provide various details, which could include the following

3 full years' audited or certified accounts plus current management figures (if produced)
6 months' bank statements
Assets and liabilities statement
This could be for you if your business is planning to expand or remortgage an existing portfolio

Fixed rate terms from 1 to 10 years
Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term
Lending fees and associated borrowing costs apply and can be added to the loan
For fixed rate loans, if you decide to pay or cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as prepayment fees
Each lending application is considered on its own merits by our own dedicated borrowing team

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Find your local Real Estate Relationship Managers, who can provide property expertise to limited companies and owners of larger portfolios.