Buy-to-let mortgage for business

For portfolios with four or more properties

If you’re looking to remortgage or expand your property investment portfolio, our buy-to-let mortgage could help – with expert support from our team of dedicated Real Estate Managers.

Borrowing for new and existing landlords

If your business is planning to expand or remortgage an existing buy-to-let portfolio, our Real Estate Managers are here to help. They understand the potential of property investment – as well its pitfalls. They’ll help you make the most of new opportunities with tailored and dependable financial solutions built around your individual business needs.

Key features and benefits

Every project is unique, so our buy-to-let mortgages offer flexible terms that work for your business.

Borrow for 4 or more properties

Loan to value – up to 65% for repayment and up to 60% for interest only

Mortgage terms from 1 to 25 years

Interest-only payments available for up to 15 years

Choose either fixed or variable rates, with fixed available for up to 10 years

Dedicated support from our Real Estate team – experts in lending against property to limited companies

All loans are subject to application and status.

Is this right for you?

Eligible businesses

To be eligible for this buy-to-let mortgage you need to be

Looking to remortgage or expand your property portfolio

As part of the application process you’ll also need to provide certain details, which could include

3 years’ audited or certified accounts plus current management figures (if produced)

6 months’ bank statements

Assets and liabilities statement

Terms and fees

Fixed-rate terms from 1 to 10 years

Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term

Lending fees and associated borrowing costs apply and can be added to the loan

For fixed-rate loans, if you decide to pay or cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as prepayment fees

Each lending application is considered on its own merits by our own dedicated borrowing team

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Other funding options

Compare our business borrowing with borrowing offered by other lenders⁵. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.