Important Information


We have a commercial interest in Kriya. If you decide to use Kriya’s services, we’ll receive a referral fee from them. 

Becoming a Kriya customer

If you take a product from Kriya, you will become a customer of that company. You’re then subject to its terms and conditions, which include what will happen if you’re unable to repay. This includes payment of a flat-rate fee if repayment does not occur within a specific timeframe. You should read and understand those terms and conditions.

You’ll need to tell Kriya about any support requirements you have

Unfortunately, because of data protection legislation, we can’t give Kriya information about any existing support requirements that you’ve told us about.

To make sure you get the support you need, you’ll need to tell Kriya about any requirements you have after you’ve been referred. 

Barclays and Kriya

Kriya asks external investors, including Barclays (“us” and “we” hereafter) to fund individual trades. We may choose to act as an investor, which means we’d receive income from this.

Once the trade is confirmed, the investors that are funding the trade will be shown to you on the Kriya customer portal, which may include us. This won’t affect the amount you have to pay or the amount you are charged.

Kriya will share information about your account and application status with us, so we can verify the correct referral fee. We might also use this information to show you personalised offers, depending on the marketing preferences you’ve chosen. More information on how Barclays shares data with Kriya can be accessed here [PDF 75.8 KB].

If you have an overdraft with us, we may need to review it, and we might decide to reduce or cancel that overdraft. We'll also review any provisional lending limits.

Credit reference and fraud prevention agencies

If false or inaccurate information is provided and fraud is identified, details may be passed to credit reference and fraud prevention agencies to prevent fraud and money laundering. In order for us to consider your application, we’ll supply your (and any business partner’s) personal information to credit reference and fraud prevention agencies, and they will give us information about you, such as about your financial history. These agencies may, in turn, share your personal information with other organisations. If fraud is detected, you could be refused certain services, finance or employment. You confirm that your directors, owners or business partners are aware of how we will use their personal data.

Agreeing to this information

Selecting ‘I Agree’ means you are agreeing to the above disclaimers and information. You will be taken to the Kriya website to continue your application.