Switch rates for landlords

Exclusive rates for your buy-to-let property

You could switch to one of our exclusive rates [PDF, 365KB] if you have a Premier mortgage with us for your buy-to-let property – and you could borrow more.

If you do not keep up repayments on a buy-to-let mortgage, we may repossess the property or appoint a receiver of rent.

Your mortgage options

You can plan ahead

Arrange to switch up to 90 days before your current rate ends, or switch now if you’re already on our follow-on rate.

No fees for switching

You won’t have to pay any legal or valuation fees to us, and there are no income or affordability assessments when you switch – but you may have to pay a product fee.

You can switch online

If you’re not making other changes to the mortgage you can switch your rate instantly online. Call us to get your personalised switching web address (see below).

We’re here to help

Have your mortgage needs changed? Our mortgage team can help if you want to borrow more, change your term or make any other changes.

How to switch

You can switch your rate online – but please book an appointment if you’d like help to choose a rate or want to make other changes. Lines are open all the time, every day – except during bank holidays and Christmas period, when lines may be closed at off-peak times.

Choose your own rate

Call us on 0333 202 75781 to get a personalised web address that ensures you get access to our exclusive deals before you switch.

Get mortgage advice

Call us on 0333 202 75781 to book an appointment in branch or by phone with a mortgage adviser if you’d like some advice before switching to a new rate.

Rates for your buy-to-let mortgage

The mortgage table below shows the initial interest rate, as well as the follow-on rate, the loan to value and any mortgage fees and early repayment charges you may need to pay.

Our Buy-to-Let Reward rates are only available if you're switching rates or borrowing more on one of our Buy-to-Let mortgages. 

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