Switch rates

Exclusive rates for your home

You’ll get access to exclusive rates if you have a Premier mortgage with us and want to switch to a new deal – and you could borrow more.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your mortgage options

You can plan ahead

Arrange to switch up to 90 days before your current rate ends, or switch now if you’re already on our follow-on rate.

No fees for switching

You won’t have to pay any legal or valuation fees to us, and there are no income or affordability assessments when you switch – but you may have to pay a product fee.

You can switch online

If you’re not making other changes to the mortgage and want to choose your rate without mortgage advice, you can switch your rate instantly online.

Mortgage advice if you need it

Book an appointment if you’d like some’ll help choosing a rate that suits your needs – we can also advise you if you want to borrow more or change any other aspect of your mortgage. 

How to switch

You can switch your rate online – but please book an appointment if you’d like help to choose a rate or want to make other changes. Lines are open all the time, every day – except during bank holidays and Christmas period, when lines may be closed at off-peak times.

Choose your own rate

Switch online if you want to choose a rate with mortgage advice from us, and you’re not considering any other changes to your mortgage.

Get mortgage advice

Call us on 0333 202 75781 to book an appointment in branch or by phone with a mortgage adviser if you’d like some advice before switching to a new rate.

Rates for your home mortgage

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More mortgage options

Additional borrowing on mortgage

Want to borrow more?

Thinking about borrowing more on your mortgage? Take a look at the exclusive rates we offer only to our mortgage customers. 

Moving home

Moving home

Your options when you have a mortgage with us

Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.