Switch rates

Exclusive rates for your home

You’ll get access to exclusive rates [PDF, 365KB] if you have a Premier mortgage with us and want to switch to a new deal – and you could borrow more.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your mortgage options

You can plan ahead

Arrange to switch up to 180 days before your current rate ends, or switch now if you’re already on our follow-on rate.

No switching fees

We won’t charge you any legal or valuation fees, and there are no income or affordability assessments when you switch – but you may have to pay a product fee.

How can I switch?

Have a look at our mortgage support hub to see the options available to you, and details of how to switch. 

Mortgage advisers on hand

We’ll help you choose a rate that suits your needs, and guide you through the process to borrow more, change your term or anything else. Just book an appointment.

Have a look at our mortgage support hub first for the latest details on interest rate changes and switching.

See how it works

Watch our short video below to see how easy it is to switch to a new mortgage rate.

How to switch your rate

You can switch your rate online or in the Barclays app1 – but please book an appointment if you’d like help to choose a rate or want to make other changes. 

Watch our step by step guide to see how easy it is to switch your mortgage rate online

Rates for your home mortgage

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More mortgage options

Additional borrowing

Want to borrow more against your property?

See how we could help you apply for additional borrowing on your mortgage.

Moving home

Moving home

Your options when you have a mortgage with us

Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.