Reducing unnecessary risk

You need to decide how much risk you’re willing to take when you invest. This will largely depend on your financial goals, how prepared you are to accept losses, and how soon you need your money. In this section, we'll help you understand how to manage risk when investing.

Always remember that investments can fall in value and you may get back less than you invest.

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Diversifying your investments – why does it matter?

You might have heard the expression, ‘Don’t put all your eggs in one basket’, a million times. But following this advice can help your investments work better for you.

How many funds should you hold in your portfolio?

It’s important to make sure that your portfolio is well-diversified, but holding too many funds means there’s a risk some may overlap.

How much cash should investors hold?

We look at some of the reasons why investors might keep a cash holding in their portfolio.

Always remember that investments can fall in value. You may get back less than you invest. 

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Exploring investments on Smart Investor

You have the choice of thousands of investments to help you achieve your financial goals. Once you’ve opened one of our accounts, we offer you various ways to explore and find the right investments for you.