Reducing unnecessary risk

You need to decide how much risk you’re willing to take when you invest. This will largely depend on your financial goals, how prepared you are to accept losses, and how soon you need your money. In this section, we'll help you understand how to manage risk when investing.

Always remember that investments can fall in value and you may get back less than you invest.

Recent articles


Your four step recession survival guide

How to reach your financial goals while understanding the risks.


What is investment risk?

How to reach your financial goals while understanding the risks.

All articles

What’s your attitude to risk?

When it comes to your investments, it's important to work out how you really feel about risk and how much you're willing to accept.

How to avoid financial scams

Financial fraud cost investors millions of pounds a year. We look at some of the warning signs to watch out for and how you can prevent yourself from falling victim to scams.

Ten common types of fraud and scam

Fraud and scams cost people millions of pounds a year. We look at some of the tactics criminals use to steal your money.

Diversifying your investments – why does it matter?

You might have heard the expression, ‘Don’t put all your eggs in one basket’, a million times. But following this advice can help your investments work better for you.

Getting invested – how to build your portfolio

The savings and investments you choose to invest in make up your ‘portfolio’. Here’s how to tailor your investment choices to your investment goals for a bespoke portfolio.

How many funds should you hold in your portfolio?

It’s important to ensure that your portfolio is well-diversified, but holding too many funds means there’s a risk some may overlap.

Managing risk and investing efficiently

It isn’t possible to avoid all of the risks you’ll be exposing your money to over the course of your investing life, but there are many ways you can reduce and manage them. Remember, however, that whatever you do to manage risk, you could still make a loss.

Understanding risk and return

Understanding the relationship between risk and return is a crucial aspect of investing. Higher returns might sound appealing but you need to accept there may be a greater risk of losing your money.

Understanding the importance of diversification

Most people are familiar with the phrase “Don't put all your eggs in one basket”. And this saying also holds true when it comes to investing. Barclays’ Senior Quantitative Analyst Will Morris, explains why diversification is important, and gives tips on how you can actually go about achieving it.

What is a stop-loss order?

Investors can use various strategies to limit any losses in the event of market falls. Here, we explain how a stop-loss order works.

How much cash should investors hold?

Here, we look at some of the reasons why investors might keep a cash holding in their portfolio.

Always remember that investments can fall in value. You may get back less than you invest. 


Plan & Invest

Plan & Invest is a service which creates and manages a personalised Investment Plan just for you. Whether your long-term goal is your child’s university education, retirement or just building a nest egg, all you have to do is tell us a bit about yourself and then, if you’re ready to invest, let our experts select and manage your investments.

Barclays investment updates

Register to receive updates on the latest news and insights from our experts, plus information on all things Smart Investor and Plan & Invest.

Already have an account?

If you already have an account, log in to continue.


Use our online chat service to discuss your query with a member of our team.

Call us

If you have any questions, you can give us a call on 0800 279 36671

Exploring investments on Smart Investor

You have the choice of thousands of investments to help you achieve your financial goals. Once you’ve opened one of our accounts, we offer you various ways to explore and find the right investments for you.