What is personal investment advice?

Personal investment advice is a bespoke recommendation on what you should or could do with your money in relation to investments. This advice will be based on your specific circumstances and your financial objectives. Other firms may refer to personal investment advice as a personal or personalised recommendation or simply as investment advice, and firms providing personal investment advice, such as financial advisor firms, will typically make recommendations about specific products that are suitable for you.

As we do not provide personal investment advice, you should be aware that you are solely responsible for the decisions you make. We do not provide any view on whether or not investments are suitable for you, in light of your personal circumstances and objectives.

As Barclays Smart Investor does not offer personal investment advice, if you want to start using our service but are unsure about making your own financial investment decisions, we recommend you speak to an independent financial advisor who will be able to provide personal investment advice for you.