Before you start

Tempting as it may be to plunge straight into investing, you may need to address other aspects of your personal finances first. In this section, you'll learn more about some of the things you should take into consideration before putting your money to work.

Always remember that investments can fall in value and you may get back less than you invest.

10 benefits of Smart Investor

Whether you’re new to investing or a more experienced investor, Smart Investor has lots of different tools available to help.

Five things to consider before you start investing

Listen to our podcast and check through these points to make sure you’re prepared to start investing.

Five ways to be a Smart Investor

There are certain key traits which smart investors often possess. We look at five of these and explain how they may help you to achieve investment success.

How interest rate changes affect your finances

Interest rates, whether they are rising or falling, can have a significant impact on your finances and investments. We explain what you need to know.

Investing money - the basics

Getting back to basics can help you become a smarter investor. We take you to your starting point.

Practical principles for better investors

Investing can potentially get your cash working harder for you. But you need to be prepared to be in it for the long run and understand that unlike saving, it comes with risk: you can lose money. We look at some of the key principles you should take on board before you get started.

Why the savings gap can’t be ignored

The majority of people in the UK recognise the value and importance of saving. But a lack of awareness and understanding means many are at risk of not saving adequately for the future. This must be addressed now.

Should I save in a bank account or invest?

It can be tempting to answer 'neither' when times are hard, but it's definitely worth putting money away for the future, whatever your plans might be.

Should you save cash or invest?

Find out why some people hold cash and others invest, and take a look at the differences between saving and investing.

Always remember that investments can fall in value. You may get back less than you invest. 


Plan & Invest

Plan & Invest is a new service which creates and manages a personalised Investment Plan just for you. Whether your long-term goal is your child’s university education, retirement or just building a nest egg, all you have to do is tell us a bit about yourself and then, if you’re ready to invest, let our experts select and manage your investments.

 mother son reading Barclays

Investment strategies

Stay up to date with the latest investment strategies from independent industry experts and our own professionals. We explore a wide range of different ideas and approaches so that you can work out the best investment plan for you.

Free investment updates

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Call us

If you have any questions, you can give us a call on 0800 279 36671

Exploring investments on Smart Investor

You have the choice of thousands of investments to help you achieve your financial goals. Once you’ve opened one of our accounts, we offer you various ways to explore and find the right investments for you.