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ISA flexibility

Over recent years the government has introduced various changes to ISAs, designed to make them more flexible and more appealing to savers and investors. If you don’t really understand how this flexibility works, don’t worry, Clare explains what it all means.

The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice.

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The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances.

Investment ISA

A tax-efficient way to invest

Take advantage of tax-efficient investing and protect your returns from income tax, tax on dividends and Capital Gains Tax (CGT).

Smart Investor with Clare Francis

In this series of handy investing updates, Clare Francis, director of Savings and Investments for Barclays Smart Investor, sets out to demystify personal investments, cutting through the jargon and helping you to become a smarter investor.

In the coming weeks, Clare will focus on the issues that really matter to investors, whether you’re relatively new or you’ve been investing for years. She’ll look at the experiences of other investors and gather some insights from seasoned experts.

Our Investment Videos

Our Smart Investor videos include market insights and guidance from our experts to help you make the right investment decisions.