Mortgage overpayments
You can make a mortgage overpayment of less than three times your usual monthly payment without a fee.
If you’d like to make a larger payment, you’ll need to check your mortgage offer letter to see if there’ll be a fee. You can find this in your Barclays app or Online Banking under ‘Statements and documents’.
Have a look at our mortgage overpayments page for more information about how overpayments work.
App payments
You can use your app to make an overpayment from a current account with us. From your accounts page, select your mortgage, then ‘Transfer an overpayment’.
Online payments
Log in to Online Banking, select your mortgage account from the home page, then ‘Mortgage management’ and choose ‘Single overpayment’ from the drop-down menu. Select the account you’d like the payment to come from.
You can set up a regular overpayment here, too – just choose ‘Regular overpayment’ instead. Enter the amount and how long you want to pay it for. If you don’t normally pay your mortgage by Direct Debit you’ll need to set one up first – you can do this on the same page.
Debit card payments
You can pay by debit card in your app or Online Banking.
In your app, select your mortgage from the list of accounts on your home page, then ‘Make a debit card payment’.
In Online Banking, select your mortgage on the home page, then ‘Mortgage management’ and choose ‘Make a debit card payment’ in the drop-down menu.
Don’t have Online Banking? It only takes a few minutes to register.
Can’t see your mortgage offer letter?
If you can’t see your letter in the app or in Online Banking, give us a call on 0333 202 7580. We’re here Monday to Friday from 7am to 8pm, and from 7am to 5pm at weekends.