What are the deadlines for using my ISA or SIPP allowance for 2023-24 tax year
The last day of the 2023-24 tax year is Friday 5 April. So make sure you make the most of this year’s annual allowances by opening or paying into an Investment ISA or Self Invested Personal Pension (SIPP) account before that date.
Below you'll find our tax year end opening and payment deadlines for ISA and SIPP accounts. We recommend that you don't leave it to the last minute, just in case we need you to provide us with any additional information.
Investment ISA deadlines
|
Opening an Investment ISA |
Deadline |
|---|---|
|
Online |
23:30 on Friday 5 April |
|
Paying into an Investment ISA online |
Deadline |
|---|---|
|
Using a debit card |
23:45 on Friday 5 April |
|
By paying in from your nominated Barclays bank account |
23:45 on Friday 5 April |
|
By paying in cash from an Investment Account |
23:45 on Friday 5 April |
|
Bed & ISA from an Investment Account |
15:30 on Friday 5 April or 09:00 on Thursday 4 April (for funds) |
|
Paying into an Investment ISA by telephone |
Deadline |
|---|---|
|
Using a debit card |
20:00 on Friday 5 April |
|
By paying in from your nominated Barclays bank account |
20:00 on Friday 5 April |
|
By paying in cash from an Investment Account |
20:00 on Friday 5 April |
|
Bed & ISA from an Investment Account |
15:30 on Friday 5 April or 09:00 on Thursday 4 April (for funds) |
|
Other ways to pay into your ISA |
Deadline |
|---|---|
|
Share certificates Step 1 - Lodge share certificates into an Investment Account – up to 15 working days prior to TYE Step 2 - Set up Bed & ISA online or telephone after lodgement is completed |
|
|
Save As You Earn Available for all customers who have shares held with Global Stock and Rewards (not available for certificated SAYE) |
Transfers must be instructed through Global Stock & Rewards and supporting statement sent to Barclays by 6 March |
Self Invested Personal Pension (SIPP) deadlines
|
Contributing to SIPP |
Deadline |
|---|---|
|
Open a new SIPP |
Fully opened on Thursday 4 April |
|
Using a debit card online |
00:00 on Friday 5 April |
|
Making a bank payment online Must be accompanied with a completed additional contribution form. |
17:00 on Friday 5 April |
|
Pay in by cheque
|
Cheque received on Friday 5 April |
|
Withdrawing from a SIPP (AJ Bell) |
Deadline |
|---|---|
|
Crystallise a new drawdown tranche and take a tax-free payment Must be accompanied with a SIPP Benefit form. |
Requested by BACS on Monday 11 March |
|
Convert your SIPP from Capped to Flexi-access drawdown and take a SIPP payment Must be accompanied with a capped drawdown to Flexi-access drawdown conversion form. |
Requested by BACS on Friday 15 March (Form must be requested from AJ Bell and completed prior to this deadline) |
|
Take an Uncrystallised Funds Pension Lump Sum (UFPLS) Must be accompanied with a SIPP Benefit form. |
Requested by BACS on Friday 15 March (Form must be requested from AJ Bell and completed prior to this deadline) |
|
Take a taxable income payment Request from your registered email address. If crystallisation of funds is required then deadline is by Monday 16 March. |
Requested by 12:00 on Thursday 28 March (for BACS) & 10:00 Monday 1 April (for CHAPS) |
If there's anything you'd like help with, just contact the Smart Investor customer service team on 0800 279 3667 1 who'll be happy to help you.