Will I be charged for overpaying on my mortgage?

You can make an overpayment of less than three times your usual monthly payment without a fee.

If you’d like to make a larger overpayment, you’ll need to check your mortgage offer letter to see if there’ll be a fee. You can find this in your Barclays app or Online Banking under ‘Statements and documents’.

You’ll also see if there are any early repayment charges you might have to pay.

How do I make an overpayment?

Can’t see your mortgage offer letter?

If you can’t see your letter in the app or in Online Banking, give us a call on 0333 202 7580. We’re here Monday to Friday from 7am to 8pm, and from 7am to 5pm at weekends*.

Just to let you know, we’re helping a lot of customers at the moment so you might have to wait longer than usual.

*To maintain a quality service, we may monitor or record phone calls. Call charges.