Help with Mortgages
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Can we offset joint savings accounts against our mortgage?
You can if it's a joint mortgage for the same names. Find out more here.
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If I have chosen to reduce my monthly payments on an offset mortgage, how will I know what I’m paying each month?
We'll send you a statement with the details.
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With an offset mortgage, will I get credit interest on my savings?
You won't earn interest on savings linked to an offset mortgage. Find out more here.
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When offsetting, what happens if I have more in savings balances than I have outstanding on my mortgage?
You wouldn't receive any credit interest. Find out more here.
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Do you offer a mortgage reserve facility?
Barclays no longer offers a mortgage reserve service. See your alternative options here.
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Mortgages to help you develop or expand your property portfolio, with support from a dedicated Real Estate Manager.
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Is there a limit on the amount of mortgage overpayments I can make each year?
The amount you can overpay varies depending on the type of mortgage you have. Find out more.
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What are early repayment charges on my mortgage?
Some Barclays mortgages let you pay off your balance early. Early repayment charges may apply. Get details here.
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When will my reduced offset mortgage payments show on my account?
Discover when you will find reduced payments on your account.
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How can an offset mortgage reduce the length of my mortgage?
Barclays will take your monthly payment and the benefit of offsetting your savings will be used to reduce the capital part of your mortgage. Details here.
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