Help with Mortgages
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If I have chosen to reduce my monthly payments on an offset mortgage, how will I know what I’m paying each month?
We'll send you a statement with the details.
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With an offset mortgage, will I get credit interest on my savings?
You won't earn interest on savings linked to an offset mortgage. Find out more here.
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When offsetting, what happens if I have more in savings balances than I have outstanding on my mortgage?
You wouldn't receive any credit interest. Find out more here.
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Do you offer a mortgage reserve facility?
Barclays no longer offers a mortgage reserve service. See your alternative options here.
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Is there a limit on the amount of mortgage overpayments I can make each year?
The amount you can overpay varies depending on the type of mortgage you have. Find out more.
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What are early repayment charges on my mortgage?
Some Barclays mortgages let you pay off your balance early. Early repayment charges may apply. Get details here.
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When will my reduced offset mortgage payments show on my account?
Discover when you will find reduced payments on your account.
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How can an offset mortgage reduce the length of my mortgage?
Barclays will take your monthly payment and the benefit of offsetting your savings will be used to reduce the capital part of your mortgage. Details here.
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Can I offset an individual named account on a joint mortgage?
Yes you can do this with an individual savings or current account. Find out more here.
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New building, new business
Financing a new commercial building: Aquapac is seeing huge benefits after moving to a new building, with Barclays helping to drive further growth.
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