Help with Mortgages
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London Help to Buy
You could buy a new-build home in London with just a 5% deposit through the London Help to Buy equity loan scheme.
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Can we offset joint savings accounts against our mortgage?
You can if it's a joint mortgage for the same names. Find out more here.
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If I have chosen to reduce my monthly payments on an offset mortgage, how will I know what I’m paying each month?
We'll send you a statement with the details.
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With an offset mortgage, will I get credit interest on my savings?
You won't earn interest on savings linked to an offset mortgage. Find out more here.
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When offsetting, what happens if I have more in savings balances than I have outstanding on my mortgage?
You wouldn't receive any credit interest. Find out more here.
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Do you offer a mortgage reserve facility?
Barclays no longer offers a mortgage reserve service. See your alternative options here.
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Is there a limit on the amount of mortgage overpayments I can make each year?
The amount you can overpay varies depending on the type of mortgage you have. Find out more.
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What are early repayment charges on my mortgage?
Some Barclays mortgages let you pay off your balance early. Early repayment charges may apply. Get details here.
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SIPP and SSAS loans
Business mortgages to purchase a commercial property via your SIPP or SSAS pension scheme.
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Tracker mortgage
Find out about the benefits of tracker mortgages and take a look at our latest variable rate deals.
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