Can I make additional payments towards my Barclayloan?

Yes, you can make additional or extra payments towards your loan. Your monthly payments will continue as usual.

If all remaining payments are made when they’re due, your loan may finish earlier, meaning you'll pay less interest.

However, if you make an additional payment in the 10 days before your regular payment date, for an amount that’s less than your regular repayment, it will be considered part of your monthly payment. Your Direct Debit will be reduced accordingly for that month.

If you want to make an additional payment as well as your monthly amount, please do so outside of the 10 day window.


  • Online banking

    You can make additional loan payments in Online Banking.

    Simply log in, click on your loan and then select ‘Service my loan’. Choose ‘Make an additional payment to my loan’, and then from here, you can either start a web chat or send us a secure message. 

    Secure Message

    To send a secure message to a help team-member, select the ‘Send secure message’ button from the same section. Fill in the short form and submit. We’ll send a secure message back to help with your request. 

  • By phone

    To make additional payments to your loan, call 0345 734 5345* . Lines are open Monday to Sunday, 8am to 10pm.

  • Branch

    You can visit a branch to make additional payments to your loan.