Will I be charged for repaying my loan early?

You can repay your loan early, in part or in full, whenever you like – there’s no minimum repayment period.

If you repay it in full, we’ll charge you a fee equal to 30 days’ interest on the amount you’re repaying, as well as any other interest that’s due. You can see what your full early payment amount would be at any time in Online Banking or your Barclays app.

  • Online banking

    For an up-to-date settlement figure and to repay your loan in Online Banking, simply select your loan, then ‘Service my Loan’. Choose ‘Pay off my loan early’ and the on-screen instructions will guide you from there.

     

  • The app

    You can get an up-to-date settlement figure and repay your loan using the Barclays app, if you’re registered.

    From your home screen, select your loan then ‘Pay off loan’. Then follow the instructions.

     

  • By phone

    You can call 0345 734 5345* for an up-to-date settlement figure and to repay your loan. Lines are open Monday to Sunday, 8am to 10pm.

  • Branch

    You can repay your loan at the counter in one of our branches. 

    Find your nearest branch. 

Are you a Premier customer?

For an up-to-date settlement figure and to repay your loan, speak to your Premier Manager or call 0800 924 7365.

If you’ve protected your loan with Payment Protection, you may be eligible for a partial refund from Barclays Insurance (Dublin), depending on which loan you have. The type of loan you have might also mean that different conditions apply.