What is the Barclays Shared Appreciation Mortgage (SAM) Hardship Scheme?

It can help only if you have a shared appreciation mortgage with us and need to adapt your current home, or move to a new one due to substantial hardship. 

To qualify, you need to show that you’re facing hardship because of factors such as illness, disability, decreased mobility or a change of financial circumstances. We’ll consider each application on an individual basis.

To apply, please call us on 0800 023 2981. Lines are open Monday to Friday from 9am to 5pm. To maintain a quality service, we may monitor or record calls. Call charges.