How much can I borrow for my mortgage?
The amount you can borrow depends on a number of things, including:
- The amount you can pay as a deposit
- Your household income
- Money you owe because of loans, credit cards or other commitments
- Whether you’re buying alone or with someone else
- Your regular spending
Our mortgage calculator can give you an idea of how much you might be able to borrow. Remember, it only provides an indication.
If you’d like a more accurate quote, you could use our affordability calculator or complete an Agreement in Principle
You could also have a look at our mortgage support hub for the latest details on rate changes, including how to switch.
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