How much can I borrow through a mortgage?

The amount you can borrow depends on a number of things, including:

  • The amount you can provide as a deposit  
  • Your household income
  • Money you owe because of loans, credit cards or other commitments
  • Whether you’re buying alone or with someone else
  • Your regular spending

Our mortgage calculator can give you an idea of how much you might be able to borrow. Remember, it provides only an indication. 

If you need a more accurate quote, you’ll need to speak to us. Either book an appointment to meet a mortgage adviser in a branch or call us for a quote:

Both lines are open Monday to Friday 8am to 9pm, Saturday 9am to 8pm and Sunday 10am to 4pm.