How long do payments from my account take to clear?

Payments can take different times to clear, depending on the account they’re going to:

  • To other Barclays accounts – the money will normally arrive immediately
  • To Barclaycard – the funds will normally arrive on the same day but won’t show on your statement until the next working day
  • To other banks – the money will normally arrive on the same day, if that bank is part of the Faster Payments service. However, some organisations may take longer to credit their customers’ accounts and there are also transaction limits. If your payment is greater than the limit, it will take longer to arrive

These times are just guides, so aren’t guaranteed.

If you want to guarantee the same-day transfer of funds to another bank account, you’ll need to request a CHAPs payment. There is a £25 fee to do this, and it must be done before 2pm on a working day.

Daily limits for payments in Online Banking

Please note that there are overall daily limits for payments made in Online Banking, depending on what type of account you have with us. 

Find out more about daily limits